Call reports 2010
BANK OF ALMA — 2010
What BANK OF ALMA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 196,045,000 | 194,086,000 | 195,534,000 | 197,507,000 |
| Total loans | 162,276,000 | 156,873,000 | 158,141,000 | 144,978,000 |
| Allowance for loan losses | 3,577,000 | 3,578,000 | 3,579,000 | 3,591,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,159,000 | 27,315,000 | 34,810,000 | 39,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,617,000 | 129,125,000 | 129,426,000 | 130,240,000 |
| Interest-bearing deposits | 119,003,000 | 114,376,000 | 114,272,000 | 110,817,000 |
| Noninterest-bearing deposits | 12,614,000 | 14,749,000 | 15,154,000 | 19,423,000 |
| Equity capital | 63,041,000 | 64,090,000 | 65,234,000 | 65,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,621,000 | 5,236,000 | 8,341,000 | 10,881,000 |
| Interest expense | 442,000 | 856,000 | 1,227,000 | 1,552,000 |
| Net interest income | 2,179,000 | 4,380,000 | 7,114,000 | 9,329,000 |
| Noninterest income | 167,000 | 330,000 | 482,000 | 715,000 |
| Noninterest expense | 454,000 | 956,000 | 1,463,000 | 1,976,000 |
| Provision for loan losses | 400,000 | 705,000 | 1,416,000 | 2,242,000 |
| Pretax income | 1,492,000 | 3,051,000 | 4,721,000 | 5,850,000 |
| Income tax | 498,000 | 1,008,000 | 1,534,000 | 1,901,000 |
| Net income | 994,000 | 2,043,000 | 3,187,000 | 3,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,041,000 | 64,090,000 | 65,234,000 | 65,996,000 |
| Total capital | 65,042,000 | 66,040,000 | 67,259,000 | 67,861,000 |
| Risk-weighted assets | 158,477,000 | 154,349,000 | 160,430,000 | 149,645,000 |