Call reports 2007
BANK OF ALMA — 2007
What BANK OF ALMA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 178,315,000 | 179,833,000 | 185,544,000 | 187,737,000 |
| Total loans | 151,067,000 | 152,715,000 | 157,921,000 | 156,027,000 |
| Allowance for loan losses | 1,651,000 | 1,652,000 | 1,653,000 | 1,648,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,216,000 | 24,215,000 | 24,832,000 | 24,651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,317,000 | 121,809,000 | 119,325,000 | 124,874,000 |
| Interest-bearing deposits | 107,263,000 | 109,373,000 | 107,734,000 | 111,831,000 |
| Noninterest-bearing deposits | 11,054,000 | 12,436,000 | 11,591,000 | 13,043,000 |
| Equity capital | 52,721,000 | 53,991,000 | 55,294,000 | 56,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,197,000 | 6,524,000 | 9,935,000 | 13,378,000 |
| Interest expense | 1,114,000 | 2,214,000 | 3,344,000 | 4,440,000 |
| Net interest income | 2,083,000 | 4,310,000 | 6,591,000 | 8,938,000 |
| Noninterest income | 200,000 | 391,000 | 535,000 | 756,000 |
| Noninterest expense | 358,000 | 767,000 | 1,138,000 | 1,562,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,925,000 | 3,934,000 | 5,988,000 | 8,132,000 |
| Income tax | 705,000 | 1,444,000 | 2,195,000 | 2,993,000 |
| Net income | 1,220,000 | 2,490,000 | 3,793,000 | 5,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,721,000 | 53,991,000 | 55,294,000 | 56,640,000 |
| Total capital | 54,372,000 | 55,643,000 | 56,947,000 | 58,288,000 |
| Risk-weighted assets | 153,445,000 | 154,804,000 | 160,672,000 | 160,051,000 |