Call reports 2019
SCOTIABANK DE PUERTO RICO — 2019
What SCOTIABANK DE PUERTO RICO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 3,915,721,000 | 3,571,087,000 | 3,508,462,000 |
| Total loans | 2,274,092,000 | 2,205,485,000 | 2,126,971,000 |
| Allowance for loan losses | 114,785,000 | 110,614,000 | 107,520,000 |
| Securities available for sale | 1,074,841,000 | 991,309,000 | 748,919,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 2,787,414,000 | 2,740,615,000 | 2,669,147,000 |
| Interest-bearing deposits | 2,233,369,000 | 2,191,843,000 | 2,136,499,000 |
| Noninterest-bearing deposits | 554,045,000 | 548,772,000 | 532,648,000 |
| Equity capital | 982,216,000 | 700,801,000 | 726,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 41,597,000 | 83,485,000 | 122,703,000 |
| Interest expense | 4,496,000 | 8,941,000 | 13,430,000 |
| Net interest income | 37,101,000 | 74,544,000 | 109,273,000 |
| Noninterest income | 13,036,000 | 24,588,000 | 45,099,000 |
| Noninterest expense | 32,044,000 | 65,656,000 | 84,950,000 |
| Provision for loan losses | 2,684,000 | -422,000 | -3,923,000 |
| Pretax income | 15,409,000 | 33,898,000 | 75,611,000 |
| Income tax | 4,824,000 | 9,843,000 | 24,805,000 |
| Net income | 10,585,000 | 24,055,000 | 50,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 984,881,000 | 698,411,000 | 725,222,000 |
| Total capital | 1,007,435,000 | 719,850,000 | 748,996,000 |
| Risk-weighted assets | 1,711,972,000 | 1,625,812,000 | 1,818,133,000 |