Call reports 2018
SCOTIABANK DE PUERTO RICO — 2018
What SCOTIABANK DE PUERTO RICO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,152,324,000 | 4,162,726,000 | 4,123,249,000 | 4,043,091,000 |
| Total loans | 2,656,783,000 | 2,674,796,000 | 2,554,770,000 | 2,478,387,000 |
| Allowance for loan losses | 256,470,000 | 233,197,000 | 233,261,000 | 244,386,000 |
| Securities available for sale | 899,683,000 | 948,139,000 | 1,092,392,000 | 1,117,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 7,000 | 0 | 0 | 0 |
| Total deposits | 3,128,935,000 | 3,058,583,000 | 3,016,371,000 | 2,895,039,000 |
| Interest-bearing deposits | 2,531,779,000 | 2,430,053,000 | 2,366,872,000 | 2,315,764,000 |
| Noninterest-bearing deposits | 597,156,000 | 628,530,000 | 649,499,000 | 579,275,000 |
| Equity capital | 862,873,000 | 883,306,000 | 893,937,000 | 967,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 44,076,000 | 88,738,000 | 141,346,000 | 185,144,000 |
| Interest expense | 4,941,000 | 9,752,000 | 14,413,000 | 18,985,000 |
| Net interest income | 39,135,000 | 78,986,000 | 126,933,000 | 166,159,000 |
| Noninterest income | 7,605,000 | 22,025,000 | 33,180,000 | 101,529,000 |
| Noninterest expense | 41,656,000 | 81,775,000 | 116,218,000 | 151,859,000 |
| Provision for loan losses | 14,926,000 | -3,889,000 | -2,476,000 | 8,556,000 |
| Pretax income | -9,842,000 | 23,125,000 | 46,371,000 | 107,273,000 |
| Income tax | -2,728,000 | 9,063,000 | 19,859,000 | 12,421,000 |
| Net income | -7,114,000 | 14,062,000 | 26,512,000 | 94,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 869,134,000 | 889,954,000 | 904,777,000 | 974,122,000 |
| Total capital | 895,810,000 | 916,537,000 | 929,916,000 | 998,764,000 |
| Risk-weighted assets | 1,904,036,000 | 1,919,862,000 | 1,802,836,000 | 1,751,472,000 |