Call reports 2017
SCOTIABANK DE PUERTO RICO — 2017
What SCOTIABANK DE PUERTO RICO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 4,221,112,000 | 4,145,913,000 | 4,166,071,000 | 4,131,799,000 |
| Total loans | 3,189,818,000 | 3,096,798,000 | 2,843,776,000 | 2,785,088,000 |
| Allowance for loan losses | 256,202,000 | 255,032,000 | 222,106,000 | 244,211,000 |
| Securities available for sale | 543,811,000 | 552,772,000 | 585,387,000 | 661,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 170,000 | 103,000 | 50,000 | 15,000 |
| Total deposits | 3,144,071,000 | 3,073,842,000 | 3,053,722,000 | 3,097,776,000 |
| Interest-bearing deposits | 2,601,712,000 | 2,534,416,000 | 2,525,123,000 | 2,510,397,000 |
| Noninterest-bearing deposits | 542,359,000 | 539,426,000 | 528,599,000 | 587,379,000 |
| Equity capital | 919,306,000 | 923,253,000 | 929,397,000 | 872,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 49,578,000 | 98,893,000 | 152,178,000 | 195,304,000 |
| Interest expense | 4,909,000 | 9,864,000 | 14,894,000 | 19,911,000 |
| Net interest income | 44,669,000 | 89,029,000 | 137,284,000 | 175,393,000 |
| Noninterest income | 13,655,000 | 23,059,000 | 25,439,000 | 62,216,000 |
| Noninterest expense | 39,693,000 | 76,631,000 | 116,432,000 | 215,024,000 |
| Provision for loan losses | 4,056,000 | 15,421,000 | 20,104,000 | 76,528,000 |
| Pretax income | 14,575,000 | 20,036,000 | 26,187,000 | -53,943,000 |
| Income tax | 5,661,000 | 6,811,000 | 6,864,000 | -16,103,000 |
| Net income | 8,914,000 | 13,225,000 | 19,323,000 | -37,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 849,433,000 | 855,188,000 | 860,068,000 | 875,076,000 |
| Total capital | 883,058,000 | 887,755,000 | 888,704,000 | 903,257,000 |
| Risk-weighted assets | 2,466,667,000 | 2,382,366,000 | 2,096,616,000 | 2,037,603,000 |