Call reports 2016
SCOTIABANK DE PUERTO RICO — 2016
What SCOTIABANK DE PUERTO RICO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 4,551,012,000 | 4,348,846,000 | 4,487,947,000 | 4,231,596,000 |
| Total loans | 3,614,597,000 | 3,481,958,000 | 3,417,784,000 | 3,278,945,000 |
| Allowance for loan losses | 241,465,000 | 260,548,000 | 258,396,000 | 255,509,000 |
| Securities available for sale | 319,894,000 | 380,445,000 | 426,545,000 | 501,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,380,000 | 2,537,000 | 1,638,000 | 531,000 |
| Total deposits | 3,360,486,000 | 3,178,434,000 | 3,324,475,000 | 3,155,565,000 |
| Interest-bearing deposits | 2,841,832,000 | 2,670,089,000 | 2,800,097,000 | 2,601,509,000 |
| Noninterest-bearing deposits | 518,654,000 | 508,345,000 | 524,378,000 | 554,056,000 |
| Equity capital | 990,733,000 | 984,272,000 | 985,867,000 | 910,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 55,695,000 | 109,448,000 | 161,546,000 | 212,298,000 |
| Interest expense | 6,030,000 | 11,669,000 | 17,110,000 | 23,128,000 |
| Net interest income | 49,665,000 | 97,779,000 | 144,436,000 | 189,170,000 |
| Noninterest income | 10,656,000 | 19,153,000 | 24,833,000 | 36,895,000 |
| Noninterest expense | 43,814,000 | 84,917,000 | 126,014,000 | 307,967,000 |
| Provision for loan losses | 1,945,000 | 29,485,000 | 35,095,000 | 35,338,000 |
| Pretax income | 14,562,000 | 2,530,000 | 8,160,000 | -117,240,000 |
| Income tax | 3,398,000 | -1,544,000 | 2,645,000 | -50,216,000 |
| Net income | 11,164,000 | 4,074,000 | 5,515,000 | -67,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 797,528,000 | 787,270,000 | 796,321,000 | 839,139,000 |
| Total capital | 835,214,000 | 822,983,000 | 831,418,000 | 873,513,000 |
| Risk-weighted assets | 2,810,778,000 | 2,629,939,000 | 2,584,086,000 | 2,526,745,000 |