Call reports 2015
SCOTIABANK DE PUERTO RICO — 2015
What SCOTIABANK DE PUERTO RICO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,746,381,000 | 4,733,337,000 | 4,612,498,000 | 4,617,669,000 |
| Total loans | 3,987,396,000 | 3,952,106,000 | 3,847,701,000 | 3,759,077,000 |
| Allowance for loan losses | 232,811,000 | 230,718,000 | 231,260,000 | 242,821,000 |
| Securities available for sale | 85,114,000 | 150,262,000 | 175,837,000 | 243,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,972,000 | 2,228,000 | 2,764,000 | 1,374,000 |
| Total deposits | 3,631,489,000 | 3,545,737,000 | 3,430,054,000 | 3,445,090,000 |
| Interest-bearing deposits | 3,072,212,000 | 3,012,878,000 | 2,908,003,000 | 2,880,704,000 |
| Noninterest-bearing deposits | 559,277,000 | 532,859,000 | 522,051,000 | 564,386,000 |
| Equity capital | 947,431,000 | 982,387,000 | 989,842,000 | 979,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 63,985,000 | 126,252,000 | 187,387,000 | 244,310,000 |
| Interest expense | 7,488,000 | 14,096,000 | 20,566,000 | 26,999,000 |
| Net interest income | 56,497,000 | 112,156,000 | 166,821,000 | 217,311,000 |
| Noninterest income | 8,845,000 | 52,281,000 | 58,480,000 | 91,343,000 |
| Noninterest expense | 49,178,000 | 99,515,000 | 140,747,000 | 222,046,000 |
| Provision for loan losses | 11,729,000 | 13,718,000 | 20,102,000 | 47,349,000 |
| Pretax income | 4,435,000 | 51,204,000 | 64,452,000 | 39,259,000 |
| Income tax | -2,548,000 | 8,709,000 | 14,098,000 | 344,000 |
| Net income | 6,983,000 | 42,495,000 | 50,354,000 | 38,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 722,429,000 | 765,129,000 | 774,648,000 | 785,502,000 |
| Total capital | 761,609,000 | 804,017,000 | 815,923,000 | 824,881,000 |
| Risk-weighted assets | 2,668,143,000 | 2,649,848,000 | 2,842,672,000 | 2,946,578,000 |