Call reports 2012
SCOTIABANK DE PUERTO RICO — 2012
What SCOTIABANK DE PUERTO RICO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 6,575,711,000 | 6,353,520,000 | 6,297,195,000 | 5,982,654,000 |
| Total loans | 5,047,681,000 | 4,905,174,000 | 4,940,438,000 | 4,768,862,000 |
| Allowance for loan losses | 112,807,000 | 125,576,000 | 127,048,000 | 124,929,000 |
| Securities available for sale | 245,273,000 | 234,937,000 | 224,740,000 | 140,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 10,000 | 0 | 0 | 0 |
| Total deposits | 3,641,153,000 | 3,664,753,000 | 3,593,790,000 | 3,467,693,000 |
| Interest-bearing deposits | 3,129,799,000 | 3,140,805,000 | 3,052,784,000 | 2,960,315,000 |
| Noninterest-bearing deposits | 511,354,000 | 523,948,000 | 541,006,000 | 507,378,000 |
| Equity capital | 799,756,000 | 811,974,000 | 827,058,000 | 867,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 90,413,000 | 177,398,000 | 261,572,000 | 345,717,000 |
| Interest expense | 15,848,000 | 31,740,000 | 46,702,000 | 60,488,000 |
| Net interest income | 74,565,000 | 145,658,000 | 214,870,000 | 285,229,000 |
| Noninterest income | 19,829,000 | 35,049,000 | 47,548,000 | 61,419,000 |
| Noninterest expense | 54,244,000 | 107,641,000 | 164,017,000 | 224,284,000 |
| Provision for loan losses | 8,084,000 | 23,100,000 | 28,392,000 | 28,350,000 |
| Pretax income | 32,066,000 | 49,966,000 | 70,009,000 | 97,018,000 |
| Income tax | 9,620,000 | 14,914,000 | 20,827,000 | 2,508,000 |
| Net income | 22,446,000 | 35,052,000 | 49,182,000 | 94,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 553,045,000 | 566,059,000 | 580,728,000 | 619,448,000 |
| Total capital | 592,985,000 | 604,747,000 | 619,512,000 | 658,816,000 |
| Risk-weighted assets | 3,121,810,000 | 3,007,765,000 | 3,014,107,000 | 3,063,519,000 |