Call reports 2005
SCOTIABANK DE PUERTO RICO — 2005
What SCOTIABANK DE PUERTO RICO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,259,986,000 | 1,273,972,000 | 1,283,975,000 | 1,311,002,000 |
| Total loans | 1,215,277,000 | 1,216,856,000 | 1,223,110,000 | 1,237,994,000 |
| Allowance for loan losses | 17,925,000 | 19,328,000 | 20,254,000 | 17,758,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,210,000 | 9,486,000 | 8,118,000 | 14,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,002,070,000 | 922,585,000 | 964,585,000 | 963,629,000 |
| Interest-bearing deposits | 879,631,000 | 765,110,000 | 849,225,000 | 854,532,000 |
| Noninterest-bearing deposits | 122,439,000 | 157,475,000 | 115,360,000 | 109,097,000 |
| Equity capital | 178,675,000 | 179,652,000 | 178,645,000 | 177,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 20,084,000 | 40,071,000 | 61,116,000 | 82,454,000 |
| Interest expense | 6,071,000 | 12,689,000 | 19,935,000 | 28,043,000 |
| Net interest income | 14,013,000 | 27,382,000 | 41,181,000 | 54,411,000 |
| Noninterest income | 1,685,000 | 3,167,000 | 4,503,000 | 5,909,000 |
| Noninterest expense | 12,896,000 | 25,997,000 | 41,171,000 | 57,270,000 |
| Provision for loan losses | -394,000 | 124,000 | 1,895,000 | 2,808,000 |
| Pretax income | 3,196,000 | 4,428,000 | 2,618,000 | 242,000 |
| Income tax | 1,620,000 | 1,875,000 | 1,072,000 | 177,000 |
| Net income | 1,576,000 | 2,553,000 | 1,546,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,675,000 | 176,359,000 | 175,352,000 | 161,365,000 |
| Total capital | 192,934,000 | 190,894,000 | 190,403,000 | 176,547,000 |
| Risk-weighted assets | 1,137,066,000 | 1,158,059,000 | 1,198,931,000 | 1,211,985,000 |
Machine access — free, no API key
Every figure shown here about SCOTIABANK DE PUERTO RICO — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.