Call reports 2016
PEOPLES STATE BANK OF PLAINVIEW — 2016
What PEOPLES STATE BANK OF PLAINVIEW reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 199,923,000 | 205,179,000 | 249,953,000 | 254,007,000 |
| Total loans | 131,126,000 | 138,143,000 | 174,455,000 | 173,056,000 |
| Allowance for loan losses | 1,653,000 | 1,720,000 | 1,780,000 | 1,766,000 |
| Securities available for sale | 52,426,000 | 47,859,000 | 51,947,000 | 54,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,861,000 | 169,287,000 | 212,817,000 | 217,724,000 |
| Interest-bearing deposits | 140,686,000 | 139,750,000 | 174,496,000 | 178,701,000 |
| Noninterest-bearing deposits | 28,175,000 | 29,537,000 | 38,321,000 | 39,023,000 |
| Equity capital | 18,701,000 | 23,025,000 | 23,507,000 | 22,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,972,000 | 3,997,000 | 6,514,000 | 9,048,000 |
| Interest expense | 285,000 | 580,000 | 944,000 | 1,329,000 |
| Net interest income | 1,687,000 | 3,417,000 | 5,570,000 | 7,719,000 |
| Noninterest income | 302,000 | 640,000 | 1,031,000 | 1,439,000 |
| Noninterest expense | 1,369,000 | 2,903,000 | 4,531,000 | 6,132,000 |
| Provision for loan losses | 15,000 | 160,000 | 220,000 | 280,000 |
| Pretax income | 605,000 | 1,072,000 | 1,937,000 | 2,833,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 602,000 | 1,069,000 | 1,934,000 | 2,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,977,000 | 22,241,000 | 20,159,000 | 20,730,000 |
| Total capital | 19,630,000 | 23,961,000 | 21,939,000 | 22,496,000 |
| Risk-weighted assets | 134,389,000 | 140,443,000 | 177,835,000 | 176,984,000 |