Call reports 2015
PEOPLES STATE BANK OF PLAINVIEW — 2015
What PEOPLES STATE BANK OF PLAINVIEW reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 195,299,000 | 196,690,000 | 199,028,000 | 199,301,000 |
| Total loans | 123,791,000 | 128,028,000 | 129,634,000 | 130,636,000 |
| Allowance for loan losses | 1,576,000 | 1,578,000 | 1,631,000 | 1,634,000 |
| Securities available for sale | 60,699,000 | 54,989,000 | 54,215,000 | 54,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,735,000 | 165,169,000 | 167,319,000 | 168,129,000 |
| Interest-bearing deposits | 135,661,000 | 137,243,000 | 139,084,000 | 138,355,000 |
| Noninterest-bearing deposits | 27,074,000 | 27,926,000 | 28,235,000 | 29,774,000 |
| Equity capital | 18,150,000 | 18,151,000 | 18,707,000 | 18,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,872,000 | 3,827,000 | 5,831,000 | 7,797,000 |
| Interest expense | 290,000 | 571,000 | 855,000 | 1,138,000 |
| Net interest income | 1,582,000 | 3,256,000 | 4,976,000 | 6,659,000 |
| Noninterest income | 310,000 | 641,000 | 972,000 | 1,298,000 |
| Noninterest expense | 1,297,000 | 2,637,000 | 3,983,000 | 5,329,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 120,000 |
| Pretax income | 595,000 | 1,261,000 | 1,916,000 | 2,560,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 593,000 | 1,259,000 | 1,914,000 | 2,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,251,000 | 17,626,000 | 17,995,000 | 18,359,000 |
| Total capital | 18,827,000 | 19,204,000 | 19,626,000 | 19,993,000 |
| Risk-weighted assets | 129,247,000 | 131,704,000 | 132,138,000 | 133,756,000 |