Call reports 2014
FLOWERS NATIONAL BANK — 2014
What FLOWERS NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,132,000 | 41,540,000 | 41,091,000 | 41,327,000 |
| Total loans | 14,445,000 | 14,775,000 | 14,808,000 | 14,956,000 |
| Allowance for loan losses | 178,000 | 194,000 | 193,000 | 193,000 |
| Securities available for sale | 19,617,000 | 20,222,000 | 19,813,000 | 20,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,781,000 | 35,928,000 | 35,560,000 | 35,716,000 |
| Interest-bearing deposits | 32,669,000 | 32,899,000 | 32,831,000 | 32,277,000 |
| Noninterest-bearing deposits | 3,112,000 | 3,029,000 | 2,729,000 | 3,439,000 |
| Equity capital | 5,226,000 | 5,401,000 | 5,431,000 | 5,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 836,000 | 1,256,000 | 1,647,000 |
| Interest expense | 64,000 | 132,000 | 200,000 | 261,000 |
| Net interest income | 348,000 | 704,000 | 1,056,000 | 1,386,000 |
| Noninterest income | 24,000 | 56,000 | 80,000 | 100,000 |
| Noninterest expense | 323,000 | 676,000 | 999,000 | 1,366,000 |
| Provision for loan losses | 0 | 16,000 | 16,000 | 16,000 |
| Pretax income | 49,000 | 68,000 | 153,000 | 136,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 68,000 | 153,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,875,000 | 3,897,000 | 3,984,000 | 3,966,000 |
| Total capital | 4,053,000 | 4,091,000 | 4,177,000 | 4,159,000 |
| Risk-weighted assets | 21,368,000 | 21,863,000 | 21,936,000 | 22,014,000 |