Call reports 2011
FLOWERS NATIONAL BANK — 2011
What FLOWERS NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 28,161,000 | 31,230,000 | 30,952,000 | 32,572,000 |
| Total loans | 13,125,000 | 14,059,000 | 13,992,000 | 14,195,000 |
| Allowance for loan losses | 155,000 | 155,000 | 155,000 | 153,000 |
| Securities available for sale | 8,895,000 | 10,560,000 | 11,330,000 | 13,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,878,000 | 25,826,000 | 25,704,000 | 27,277,000 |
| Interest-bearing deposits | 21,021,000 | 23,992,000 | 23,788,000 | 24,845,000 |
| Noninterest-bearing deposits | 1,857,000 | 1,834,000 | 1,916,000 | 2,432,000 |
| Equity capital | 5,111,000 | 5,195,000 | 5,031,000 | 5,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 915,000 | 1,354,000 | 1,828,000 |
| Interest expense | 72,000 | 148,000 | 230,000 | 310,000 |
| Net interest income | 390,000 | 767,000 | 1,124,000 | 1,518,000 |
| Noninterest income | 17,000 | 37,000 | 79,000 | 103,000 |
| Noninterest expense | 390,000 | 763,000 | 1,142,000 | 1,507,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 41,000 | 61,000 | 114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 41,000 | 61,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,715,000 | 3,699,000 | 3,724,000 | 3,780,000 |
| Total capital | 3,870,000 | 3,854,000 | 3,879,000 | 3,933,000 |
| Risk-weighted assets | 17,359,000 | 20,314,000 | 21,214,000 | 22,218,000 |