Call reports 2025
ASCENDIA BANK — 2025
What ASCENDIA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 394,079,000 | 389,929,000 | 389,771,000 | 378,104,000 |
| Total loans | 317,805,000 | 313,474,000 | 312,454,000 | 309,831,000 |
| Allowance for loan losses | 1,697,000 | 1,672,000 | 1,666,000 | 1,675,000 |
| Securities available for sale | 2,141,000 | 2,054,000 | 2,021,000 | 1,939,000 |
| Securities held to maturity | 38,382,000 | 38,055,000 | 37,758,000 | 36,168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,877,000 | 306,619,000 | 306,925,000 | 296,264,000 |
| Interest-bearing deposits | 262,228,000 | 278,383,000 | 279,299,000 | 267,099,000 |
| Noninterest-bearing deposits | 29,649,000 | 28,236,000 | 27,626,000 | 29,165,000 |
| Equity capital | 36,030,000 | 35,391,000 | 35,382,000 | 35,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,577,000 | 9,205,000 | 13,896,000 | 18,647,000 |
| Interest expense | 2,683,000 | 5,304,000 | 7,916,000 | 10,405,000 |
| Net interest income | 1,894,000 | 3,901,000 | 5,980,000 | 8,242,000 |
| Noninterest income | 190,000 | 364,000 | 537,000 | 694,000 |
| Noninterest expense | 2,331,000 | 4,603,000 | 6,921,000 | 9,237,000 |
| Provision for loan losses | -154,000 | -179,000 | -185,000 | -176,000 |
| Pretax income | -90,000 | -159,000 | -219,000 | -125,000 |
| Income tax | -44,000 | 519,000 | 519,000 | 519,000 |
| Net income | -46,000 | -678,000 | -738,000 | -644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,981,000 | 35,589,000 | 35,532,000 | 35,627,000 |
| Total capital | 37,696,000 | 37,281,000 | 37,220,000 | 37,322,000 |
| Risk-weighted assets | 264,252,000 | 261,750,000 | 264,085,000 | 244,546,000 |