Call reports 2022
ASCENDIA BANK — 2022
What ASCENDIA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 304,758,000 | 311,620,000 | 329,589,000 | 338,458,000 |
| Total loans | 230,519,000 | 241,771,000 | 255,827,000 | 263,212,000 |
| Allowance for loan losses | 1,319,000 | 1,335,000 | 1,385,000 | 1,426,000 |
| Securities available for sale | 3,770,000 | 3,409,000 | 3,104,000 | 3,001,000 |
| Securities held to maturity | 38,744,000 | 38,649,000 | 38,676,000 | 39,289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,512,000 | 242,787,000 | 259,893,000 | 276,770,000 |
| Interest-bearing deposits | 204,298,000 | 208,952,000 | 224,311,000 | 242,906,000 |
| Noninterest-bearing deposits | 36,214,000 | 33,835,000 | 35,582,000 | 33,864,000 |
| Equity capital | 34,650,000 | 34,764,000 | 35,171,000 | 35,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,200,000 | 4,593,000 | 7,441,000 | 10,498,000 |
| Interest expense | 315,000 | 630,000 | 1,124,000 | 1,946,000 |
| Net interest income | 1,885,000 | 3,963,000 | 6,317,000 | 8,552,000 |
| Noninterest income | 128,000 | 265,000 | 412,000 | 593,000 |
| Noninterest expense | 1,803,000 | 3,445,000 | 5,255,000 | 7,021,000 |
| Provision for loan losses | -79,000 | -63,000 | -13,000 | 23,000 |
| Pretax income | 289,000 | 846,000 | 1,487,000 | 2,101,000 |
| Income tax | 90,000 | 236,000 | 412,000 | 580,000 |
| Net income | 199,000 | 610,000 | 1,075,000 | 1,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,014,000 | 35,598,000 | 36,076,000 | 36,530,000 |
| Total capital | 36,353,000 | 36,951,000 | 37,478,000 | 37,973,000 |
| Risk-weighted assets | 191,363,000 | 189,375,000 | 201,139,000 | 208,085,000 |