Call reports 2021
ASCENDIA BANK — 2021
What ASCENDIA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 292,476,000 | 294,377,000 | 292,598,000 | 307,330,000 |
| Total loans | 211,667,000 | 224,121,000 | 225,005,000 | 226,452,000 |
| Allowance for loan losses | 1,324,000 | 1,411,000 | 1,378,000 | 1,398,000 |
| Securities available for sale | 5,846,000 | 5,222,000 | 4,732,000 | 4,188,000 |
| Securities held to maturity | 36,556,000 | 33,464,000 | 32,370,000 | 38,705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,818,000 | 229,267,000 | 228,751,000 | 245,402,000 |
| Interest-bearing deposits | 198,054,000 | 198,938,000 | 196,847,000 | 209,776,000 |
| Noninterest-bearing deposits | 31,764,000 | 30,329,000 | 31,904,000 | 35,626,000 |
| Equity capital | 31,680,000 | 33,826,000 | 34,274,000 | 34,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,101,000 | 4,548,000 | 6,803,000 | 9,039,000 |
| Interest expense | 450,000 | 865,000 | 1,237,000 | 1,582,000 |
| Net interest income | 1,651,000 | 3,683,000 | 5,566,000 | 7,457,000 |
| Noninterest income | 101,000 | 211,000 | 361,000 | 504,000 |
| Noninterest expense | 1,441,000 | 2,852,000 | 4,324,000 | 5,862,000 |
| Provision for loan losses | 11,000 | 98,000 | 65,000 | 85,000 |
| Pretax income | 300,000 | 944,000 | 1,538,000 | 2,014,000 |
| Income tax | 55,000 | 264,000 | 416,000 | 534,000 |
| Net income | 245,000 | 680,000 | 1,122,000 | 1,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,200,000 | 33,971,000 | 34,429,000 | 34,802,000 |
| Total capital | 34,542,000 | 35,398,000 | 35,822,000 | 36,217,000 |
| Risk-weighted assets | 184,700,000 | 188,088,000 | 183,945,000 | 182,231,000 |