Call reports 2020
ASCENDIA BANK — 2020
What ASCENDIA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 266,529,000 | 269,822,000 | 266,947,000 | 281,002,000 |
| Total loans | 190,702,000 | 191,873,000 | 197,844,000 | 209,765,000 |
| Allowance for loan losses | 1,311,000 | 1,335,000 | 1,333,000 | 1,313,000 |
| Securities available for sale | 8,410,000 | 7,700,000 | 6,681,000 | 5,664,000 |
| Securities held to maturity | 41,279,000 | 40,104,000 | 41,275,000 | 39,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,995,000 | 208,857,000 | 206,050,000 | 216,727,000 |
| Interest-bearing deposits | 181,295,000 | 185,170,000 | 182,572,000 | 190,152,000 |
| Noninterest-bearing deposits | 23,700,000 | 23,687,000 | 23,478,000 | 26,575,000 |
| Equity capital | 31,609,000 | 31,016,000 | 31,286,000 | 31,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,188,000 | 4,297,000 | 6,359,000 | 8,411,000 |
| Interest expense | 733,000 | 1,396,000 | 1,994,000 | 2,510,000 |
| Net interest income | 1,455,000 | 2,901,000 | 4,365,000 | 5,901,000 |
| Noninterest income | 93,000 | 901,000 | 987,000 | 1,077,000 |
| Noninterest expense | 1,535,000 | 2,957,000 | 4,487,000 | 5,847,000 |
| Provision for loan losses | 89,000 | 114,000 | 112,000 | 92,000 |
| Pretax income | -76,000 | 731,000 | 753,000 | 1,039,000 |
| Income tax | -8,000 | 156,000 | 156,000 | 242,000 |
| Net income | -68,000 | 575,000 | 597,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,903,000 | 32,708,000 | 32,726,000 | 32,939,000 |
| Total capital | 33,228,000 | 34,056,000 | 34,075,000 | 34,265,000 |
| Risk-weighted assets | 151,270,000 | 154,493,000 | 154,707,000 | 172,361,000 |