Call reports 2019
ASCENDIA BANK — 2019
What ASCENDIA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 272,964,000 | 268,545,000 | 269,048,000 | 271,503,000 |
| Total loans | 180,437,000 | 183,214,000 | 183,811,000 | 185,866,000 |
| Allowance for loan losses | 1,160,000 | 1,166,000 | 1,204,000 | 1,224,000 |
| Securities available for sale | 8,722,000 | 8,219,000 | 10,700,000 | 8,760,000 |
| Securities held to maturity | 55,279,000 | 53,547,000 | 53,909,000 | 43,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,653,000 | 205,461,000 | 208,186,000 | 208,617,000 |
| Interest-bearing deposits | 185,341,000 | 183,005,000 | 185,767,000 | 186,550,000 |
| Noninterest-bearing deposits | 25,312,000 | 22,456,000 | 22,419,000 | 22,067,000 |
| Equity capital | 31,928,000 | 31,546,000 | 31,461,000 | 31,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,164,000 | 4,418,000 | 6,648,000 | 8,902,000 |
| Interest expense | 668,000 | 1,392,000 | 2,141,000 | 2,898,000 |
| Net interest income | 1,496,000 | 3,026,000 | 4,507,000 | 6,004,000 |
| Noninterest income | 96,000 | 192,000 | 277,000 | 368,000 |
| Noninterest expense | 1,562,000 | 3,477,000 | 4,960,000 | 6,404,000 |
| Provision for loan losses | 27,000 | 33,000 | 71,000 | 225,000 |
| Pretax income | 3,000 | -292,000 | -247,000 | -184,000 |
| Income tax | -8,000 | -253,000 | -251,000 | -245,000 |
| Net income | 11,000 | -39,000 | 4,000 | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,810,000 | 31,814,000 | 31,878,000 | 31,953,000 |
| Total capital | 32,985,000 | 32,991,000 | 33,093,000 | 33,186,000 |
| Risk-weighted assets | 131,999,000 | 131,714,000 | 135,217,000 | 140,787,000 |