Call reports 2018
ASCENDIA BANK — 2018
What ASCENDIA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 253,663,000 | 257,295,000 | 260,073,000 | 265,569,000 |
| Total loans | 150,644,000 | 161,935,000 | 166,162,000 | 169,512,000 |
| Allowance for loan losses | 1,070,000 | 1,130,000 | 1,110,000 | 1,133,000 |
| Securities available for sale | 12,500,000 | 10,592,000 | 9,814,000 | 9,176,000 |
| Securities held to maturity | 69,777,000 | 62,893,000 | 59,557,000 | 56,727,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,028,000 | 198,582,000 | 200,476,000 | 203,879,000 |
| Interest-bearing deposits | 179,175,000 | 178,613,000 | 180,521,000 | 183,303,000 |
| Noninterest-bearing deposits | 20,853,000 | 19,969,000 | 19,955,000 | 20,576,000 |
| Equity capital | 31,302,000 | 31,722,000 | 31,774,000 | 31,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,894,000 | 3,840,000 | 5,908,000 | 7,979,000 |
| Interest expense | 441,000 | 923,000 | 1,484,000 | 2,105,000 |
| Net interest income | 1,453,000 | 2,917,000 | 4,424,000 | 5,874,000 |
| Noninterest income | 6,000 | 46,000 | 128,000 | 227,000 |
| Noninterest expense | 1,528,000 | 3,073,000 | 4,560,000 | 6,050,000 |
| Provision for loan losses | 108,000 | 168,000 | 193,000 | 216,000 |
| Pretax income | -177,000 | -236,000 | -159,000 | -123,000 |
| Income tax | -67,000 | -111,000 | -101,000 | -102,000 |
| Net income | -110,000 | -125,000 | -58,000 | -21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,579,000 | 31,797,000 | 31,720,000 | 31,778,000 |
| Total capital | 32,665,000 | 32,942,000 | 32,848,000 | 32,932,000 |
| Risk-weighted assets | 106,161,000 | 115,870,000 | 120,043,000 | 124,949,000 |