Call reports 2017
ASCENDIA BANK — 2017
What ASCENDIA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 250,738,000 | 249,450,000 | 252,797,000 | 252,716,000 |
| Total loans | 141,254,000 | 145,334,000 | 147,163,000 | 148,549,000 |
| Allowance for loan losses | 1,023,000 | 944,000 | 925,000 | 1,050,000 |
| Securities available for sale | 10,300,000 | 10,753,000 | 9,976,000 | 11,765,000 |
| Securities held to maturity | 75,838,000 | 73,340,000 | 75,738,000 | 72,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,406,000 | 198,041,000 | 200,620,000 | 198,078,000 |
| Interest-bearing deposits | 176,175,000 | 177,358,000 | 181,107,000 | 178,150,000 |
| Noninterest-bearing deposits | 18,231,000 | 20,683,000 | 19,513,000 | 19,928,000 |
| Equity capital | 31,910,000 | 31,768,000 | 32,088,000 | 31,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,790,000 | 3,553,000 | 5,347,000 | 7,251,000 |
| Interest expense | 362,000 | 724,000 | 1,103,000 | 1,503,000 |
| Net interest income | 1,428,000 | 2,829,000 | 4,244,000 | 5,748,000 |
| Noninterest income | 52,000 | 88,000 | 129,000 | 163,000 |
| Noninterest expense | 1,859,000 | 4,234,000 | 5,760,000 | 7,287,000 |
| Provision for loan losses | -12,000 | -91,000 | -108,000 | 17,000 |
| Pretax income | -367,000 | -1,226,000 | -1,261,000 | -1,375,000 |
| Income tax | -148,000 | -685,000 | -699,000 | -284,000 |
| Net income | -219,000 | -541,000 | -562,000 | -1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,344,000 | 32,943,000 | 32,612,000 | 31,409,000 |
| Total capital | 34,376,000 | 33,896,000 | 33,548,000 | 32,474,000 |
| Risk-weighted assets | 111,668,000 | 99,677,000 | 100,057,000 | 101,282,000 |