Call reports 2016
ASCENDIA BANK — 2016
What ASCENDIA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 247,932,000 | 246,108,000 | 249,204,000 | 249,375,000 |
| Total loans | 139,939,000 | 139,689,000 | 137,955,000 | 140,477,000 |
| Allowance for loan losses | 1,054,000 | 1,108,000 | 1,082,000 | 1,035,000 |
| Securities available for sale | 5,133,000 | 8,003,000 | 11,681,000 | 10,817,000 |
| Securities held to maturity | 84,588,000 | 80,487,000 | 74,830,000 | 73,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,330,000 | 190,465,000 | 190,807,000 | 192,551,000 |
| Interest-bearing deposits | 178,352,000 | 173,327,000 | 172,733,000 | 175,289,000 |
| Noninterest-bearing deposits | 16,978,000 | 17,138,000 | 18,074,000 | 17,262,000 |
| Equity capital | 33,637,000 | 32,893,000 | 32,488,000 | 32,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,945,000 | 3,806,000 | 6,100,000 | 7,813,000 |
| Interest expense | 315,000 | 633,000 | 937,000 | 1,297,000 |
| Net interest income | 1,630,000 | 3,173,000 | 5,163,000 | 6,516,000 |
| Noninterest income | 34,000 | 117,000 | 0 | 95,000 |
| Noninterest expense | 1,751,000 | 3,524,000 | 5,292,000 | 6,947,000 |
| Provision for loan losses | -36,000 | 15,000 | 15,000 | 2,000 |
| Pretax income | -51,000 | -249,000 | -144,000 | -338,000 |
| Income tax | 204,000 | 117,000 | 148,000 | 69,000 |
| Net income | -255,000 | -366,000 | -292,000 | -407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,183,000 | 34,090,000 | 33,697,000 | 33,646,000 |
| Total capital | 35,237,000 | 35,198,000 | 34,779,000 | 34,681,000 |
| Risk-weighted assets | 112,387,000 | 112,362,000 | 110,420,000 | 112,836,000 |