Call reports 2015
ASCENDIA BANK — 2015
What ASCENDIA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 139,240,000 | 137,577,000 | 140,269,000 | 249,020,000 |
| Total loans | 104,191,000 | 103,733,000 | 107,290,000 | 140,921,000 |
| Allowance for loan losses | 1,003,000 | 982,000 | 997,000 | 1,098,000 |
| Securities available for sale | 262,000 | 240,000 | 210,000 | 1,125,000 |
| Securities held to maturity | 27,068,000 | 25,670,000 | 26,892,000 | 88,669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,659,000 | 113,907,000 | 109,952,000 | 193,410,000 |
| Interest-bearing deposits | 107,838,000 | 107,047,000 | 102,979,000 | 177,935,000 |
| Noninterest-bearing deposits | 6,821,000 | 6,860,000 | 6,973,000 | 15,475,000 |
| Equity capital | 11,489,000 | 11,528,000 | 11,109,000 | 33,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,153,000 | 2,390,000 | 3,579,000 | 5,481,000 |
| Interest expense | 222,000 | 453,000 | 684,000 | 1,019,000 |
| Net interest income | 931,000 | 1,937,000 | 2,895,000 | 4,462,000 |
| Noninterest income | 17,000 | 35,000 | 53,000 | 468,000 |
| Noninterest expense | 1,131,000 | 2,049,000 | 3,037,000 | 5,321,000 |
| Provision for loan losses | 24,000 | 48,000 | 71,000 | 100,000 |
| Pretax income | -207,000 | -125,000 | -160,000 | -491,000 |
| Income tax | -87,000 | -60,000 | -31,000 | -444,000 |
| Net income | -120,000 | -65,000 | -129,000 | -47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,458,000 | 12,027,000 | 11,963,000 | 34,533,000 |
| Total capital | 13,370,000 | 12,893,000 | 12,848,000 | 35,631,000 |
| Risk-weighted assets | 72,909,000 | 69,192,000 | 70,714,000 | 112,345,000 |