Call reports 2012
ASCENDIA BANK — 2012
What ASCENDIA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 137,214,000 | 135,912,000 | 134,338,000 | 136,852,000 |
| Total loans | 102,892,000 | 102,873,000 | 99,103,000 | 105,817,000 |
| Allowance for loan losses | 943,000 | 972,000 | 990,000 | 1,002,000 |
| Securities available for sale | 528,000 | 496,000 | 481,000 | 462,000 |
| Securities held to maturity | 26,182,000 | 26,620,000 | 26,342,000 | 24,632,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,219,000 | 117,033,000 | 113,604,000 | 113,116,000 |
| Interest-bearing deposits | 114,078,000 | 113,233,000 | 108,582,000 | 109,067,000 |
| Noninterest-bearing deposits | 4,141,000 | 3,800,000 | 5,022,000 | 4,049,000 |
| Equity capital | 10,486,000 | 10,664,000 | 10,795,000 | 10,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,381,000 | 2,760,000 | 4,091,000 | 5,381,000 |
| Interest expense | 311,000 | 596,000 | 869,000 | 1,128,000 |
| Net interest income | 1,070,000 | 2,164,000 | 3,222,000 | 4,253,000 |
| Noninterest income | 20,000 | 39,000 | 57,000 | 74,000 |
| Noninterest expense | 743,000 | 1,522,000 | 2,362,000 | 3,223,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 324,000 | 636,000 | 849,000 | 1,014,000 |
| Income tax | 135,000 | 269,000 | 350,000 | 416,000 |
| Net income | 189,000 | 367,000 | 499,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,047,000 | 11,226,000 | 11,357,000 | 11,358,000 |
| Total capital | 11,989,000 | 12,139,000 | 12,279,000 | 12,285,000 |
| Risk-weighted assets | 74,573,000 | 73,019,000 | 73,653,000 | 74,062,000 |