Call reports 2005
ASCENDIA BANK — 2005
What ASCENDIA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 112,713,000 | 110,090,000 | 107,530,000 | 107,320,000 |
| Total loans | 63,718,000 | 64,984,000 | 66,582,000 | 70,411,000 |
| Allowance for loan losses | 767,000 | 767,000 | 768,000 | 768,000 |
| Securities available for sale | 2,634,000 | 2,460,000 | 2,186,000 | 1,945,000 |
| Securities held to maturity | 35,831,000 | 34,119,000 | 31,809,000 | 29,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,631,000 | 99,955,000 | 99,385,000 | 99,100,000 |
| Interest-bearing deposits | 100,000,000 | 97,549,000 | 96,500,000 | 96,719,000 |
| Noninterest-bearing deposits | 2,631,000 | 2,406,000 | 2,885,000 | 2,381,000 |
| Equity capital | 7,745,000 | 7,834,000 | 7,874,000 | 7,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,228,000 | 2,496,000 | 3,733,000 | 4,991,000 |
| Interest expense | 532,000 | 1,103,000 | 1,715,000 | 2,325,000 |
| Net interest income | 696,000 | 1,393,000 | 2,018,000 | 2,666,000 |
| Noninterest income | 23,000 | 47,000 | 74,000 | 102,000 |
| Noninterest expense | 608,000 | 1,164,000 | 1,735,000 | 2,312,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 276,000 | 357,000 | 456,000 |
| Income tax | 42,000 | 106,000 | 138,000 | 177,000 |
| Net income | 69,000 | 170,000 | 219,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,721,000 | 7,976,000 | 8,025,000 | 8,084,000 |
| Total capital | 8,365,000 | 8,607,000 | 8,646,000 | 8,731,000 |
| Risk-weighted assets | 51,375,000 | 50,370,000 | 49,523,000 | 51,604,000 |
Machine access — free, no API key
Every figure shown here about ASCENDIA BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.