Call reports 2018
CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION — 2018
What CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 67,707,000 | 68,702,000 | 70,075,000 | 68,982,000 |
| Total loans | 52,507,000 | 56,230,000 | 55,118,000 | 54,774,000 |
| Allowance for loan losses | 258,000 | 260,000 | 261,000 | 282,000 |
| Securities available for sale | 5,819,000 | 5,579,000 | 5,287,000 | 5,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,866,000 | 46,759,000 | 48,051,000 | 46,925,000 |
| Interest-bearing deposits | 38,432,000 | 39,235,000 | 40,440,000 | 40,058,000 |
| Noninterest-bearing deposits | 7,434,000 | 7,524,000 | 7,611,000 | 6,867,000 |
| Equity capital | 20,430,000 | 20,520,000 | 20,585,000 | 20,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,288,000 | 1,961,000 | 2,648,000 |
| Interest expense | 77,000 | 162,000 | 264,000 | 374,000 |
| Net interest income | 551,000 | 1,126,000 | 1,697,000 | 2,274,000 |
| Noninterest income | 32,000 | 79,000 | 115,000 | 143,000 |
| Noninterest expense | 537,000 | 1,069,000 | 1,573,000 | 2,137,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 28,000 | 121,000 | 221,000 | 233,000 |
| Income tax | 7,000 | 30,000 | 52,000 | 54,000 |
| Net income | 21,000 | 91,000 | 169,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,634,000 | 20,718,000 | 20,816,000 | 20,845,000 |
| Total capital | 20,892,000 | 20,978,000 | 21,077,000 | 21,127,000 |
| Risk-weighted assets | 40,722,000 | 46,717,000 | 51,181,000 | 45,226,000 |