Call reports 2024
BANK OF ENGLAND — 2024
What BANK OF ENGLAND reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 415,754,000 | 393,541,000 | 403,557,000 | 373,007,000 |
| Total loans | 218,222,000 | 200,270,000 | 160,003,000 | 113,524,000 |
| Allowance for loan losses | 5,137,000 | 2,782,000 | 3,348,000 | 3,437,000 |
| Securities available for sale | 59,370,000 | 55,758,000 | 65,124,000 | 82,983,000 |
| Securities held to maturity | 14,690,000 | 15,225,000 | 16,224,000 | 15,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,273,000 | 293,992,000 | 301,055,000 | 282,442,000 |
| Interest-bearing deposits | 183,817,000 | 171,327,000 | 177,964,000 | 179,332,000 |
| Noninterest-bearing deposits | 127,456,000 | 122,665,000 | 123,091,000 | 103,110,000 |
| Equity capital | 65,687,000 | 65,446,000 | 64,647,000 | 65,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,573,000 | 8,891,000 | 13,234,000 | 17,359,000 |
| Interest expense | 1,452,000 | 2,842,000 | 4,238,000 | 5,488,000 |
| Net interest income | 3,121,000 | 6,049,000 | 8,996,000 | 11,871,000 |
| Noninterest income | 17,193,000 | 38,236,000 | 52,089,000 | 62,801,000 |
| Noninterest expense | 21,950,000 | 44,308,000 | 62,830,000 | 74,184,000 |
| Provision for loan losses | 422,000 | 1,302,000 | 1,379,000 | 1,585,000 |
| Pretax income | -2,058,000 | -1,325,000 | -3,124,000 | -1,097,000 |
| Income tax | -511,000 | -316,000 | -801,000 | -389,000 |
| Net income | -1,547,000 | -1,009,000 | -2,323,000 | -708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,663,000 | 54,531,000 | 53,352,000 | 66,478,000 |
| Total capital | 58,413,000 | 57,387,000 | 56,774,000 | 69,989,000 |
| Risk-weighted assets | 367,578,000 | 362,958,000 | 337,570,000 | 302,767,000 |