Call reports 2023
BANK OF ENGLAND — 2023
What BANK OF ENGLAND reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 450,689,000 | 468,095,000 | 433,297,000 | 412,782,000 |
| Total loans | 252,154,000 | 277,615,000 | 237,943,000 | 223,144,000 |
| Allowance for loan losses | 5,194,000 | 4,090,000 | 4,690,000 | 4,593,000 |
| Securities available for sale | 85,572,000 | 67,310,000 | 76,802,000 | 71,288,000 |
| Securities held to maturity | 15,379,000 | 15,325,000 | 15,330,000 | 15,292,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,388,000 | 322,036,000 | 319,390,000 | 305,292,000 |
| Interest-bearing deposits | 185,830,000 | 191,637,000 | 191,156,000 | 189,809,000 |
| Noninterest-bearing deposits | 126,558,000 | 130,399,000 | 128,234,000 | 115,483,000 |
| Equity capital | 76,565,000 | 74,834,000 | 71,600,000 | 67,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,539,000 | 9,040,000 | 13,513,000 | 18,305,000 |
| Interest expense | 1,237,000 | 2,869,000 | 4,592,000 | 5,973,000 |
| Net interest income | 3,302,000 | 6,171,000 | 8,921,000 | 12,332,000 |
| Noninterest income | 21,387,000 | 48,528,000 | 69,684,000 | 86,115,000 |
| Noninterest expense | 27,972,000 | 58,913,000 | 86,683,000 | 112,539,000 |
| Provision for loan losses | -278,000 | 957,000 | 1,417,000 | 1,398,000 |
| Pretax income | -3,005,000 | -5,171,000 | -9,495,000 | -15,490,000 |
| Income tax | -735,000 | -1,290,000 | -2,414,000 | -3,368,000 |
| Net income | -2,270,000 | -3,881,000 | -7,081,000 | -12,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,033,000 | 64,483,000 | 60,956,000 | 55,129,000 |
| Total capital | 70,752,000 | 68,573,000 | 65,608,000 | 59,796,000 |
| Risk-weighted assets | 366,071,000 | 380,462,000 | 360,857,000 | 362,711,000 |