Call reports 2021
BANK OF ENGLAND — 2021
What BANK OF ENGLAND reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 616,109,000 | 576,161,000 | 585,281,000 | 547,610,000 |
| Total loans | 425,724,000 | 414,890,000 | 420,017,000 | 346,745,000 |
| Allowance for loan losses | 3,149,000 | 3,731,000 | 3,300,000 | 3,881,000 |
| Securities available for sale | 29,897,000 | 26,809,000 | 25,812,000 | 23,420,000 |
| Securities held to maturity | 12,157,000 | 12,154,000 | 11,955,000 | 18,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,623,000 | 421,306,000 | 429,675,000 | 415,778,000 |
| Interest-bearing deposits | 314,226,000 | 284,891,000 | 287,249,000 | 290,674,000 |
| Noninterest-bearing deposits | 141,397,000 | 136,415,000 | 142,426,000 | 125,104,000 |
| Equity capital | 93,157,000 | 95,958,000 | 103,105,000 | 84,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,665,000 | 7,146,000 | 11,025,000 | 14,471,000 |
| Interest expense | 723,000 | 1,358,000 | 1,948,000 | 2,513,000 |
| Net interest income | 2,942,000 | 5,788,000 | 9,077,000 | 11,958,000 |
| Noninterest income | 84,195,000 | 145,100,000 | 211,695,000 | 265,952,000 |
| Noninterest expense | 65,000,000 | 124,146,000 | 185,018,000 | 239,757,000 |
| Provision for loan losses | 446,000 | 961,000 | 433,000 | 1,192,000 |
| Pretax income | 21,691,000 | 25,781,000 | 35,321,000 | 36,961,000 |
| Income tax | 5,602,000 | 6,877,000 | 9,325,000 | 9,659,000 |
| Net income | 16,089,000 | 18,904,000 | 25,996,000 | 27,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,606,000 | 89,188,000 | 98,358,000 | 74,785,000 |
| Total capital | 88,755,000 | 92,919,000 | 101,658,000 | 78,666,000 |
| Risk-weighted assets | 517,107,000 | 487,520,000 | 476,679,000 | 432,536,000 |