Call reports 2019
BANK OF ENGLAND — 2019
What BANK OF ENGLAND reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 346,254,000 | 398,912,000 | 471,085,000 | 464,504,000 |
| Total loans | 276,299,000 | 322,845,000 | 378,874,000 | 352,506,000 |
| Allowance for loan losses | 2,916,000 | 3,275,000 | 3,309,000 | 3,140,000 |
| Securities available for sale | 18,221,000 | 22,152,000 | 23,685,000 | 27,690,000 |
| Securities held to maturity | 11,546,000 | 11,087,000 | 12,461,000 | 16,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,685,000 | 316,603,000 | 329,090,000 | 325,084,000 |
| Interest-bearing deposits | 204,299,000 | 260,327,000 | 270,649,000 | 256,750,000 |
| Noninterest-bearing deposits | 58,386,000 | 56,276,000 | 58,441,000 | 68,334,000 |
| Equity capital | 50,949,000 | 53,829,000 | 58,777,000 | 59,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,307,000 | 7,375,000 | 11,661,000 | 15,762,000 |
| Interest expense | 810,000 | 2,140,000 | 3,574,000 | 4,876,000 |
| Net interest income | 2,497,000 | 5,235,000 | 8,087,000 | 10,886,000 |
| Noninterest income | 27,133,000 | 68,995,000 | 120,830,000 | 166,014,000 |
| Noninterest expense | 28,832,000 | 69,201,000 | 117,205,000 | 161,568,000 |
| Provision for loan losses | 149,000 | 520,000 | 537,000 | 751,000 |
| Pretax income | 649,000 | 4,563,000 | 11,243,000 | 14,679,000 |
| Income tax | 195,000 | 1,237,000 | 3,005,000 | 3,699,000 |
| Net income | 454,000 | 3,326,000 | 8,238,000 | 10,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,915,000 | 53,728,000 | 58,343,000 | 57,471,000 |
| Total capital | 53,831,000 | 57,003,000 | 61,652,000 | 60,611,000 |
| Risk-weighted assets | 449,902,000 | 461,026,000 | 484,570,000 | 457,417,000 |