Call reports 2018
BANK OF ENGLAND — 2018
What BANK OF ENGLAND reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 308,731,000 | 343,910,000 | 321,163,000 | 312,093,000 |
| Total loans | 252,400,000 | 269,458,000 | 250,597,000 | 250,896,000 |
| Allowance for loan losses | 2,918,000 | 2,890,000 | 3,004,000 | 2,794,000 |
| Securities available for sale | 7,034,000 | 7,035,000 | 14,021,000 | 15,203,000 |
| Securities held to maturity | 12,659,000 | 12,618,000 | 12,618,000 | 10,524,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,135,000 | 270,430,000 | 235,715,000 | 224,367,000 |
| Interest-bearing deposits | 171,480,000 | 213,331,000 | 179,873,000 | 170,488,000 |
| Noninterest-bearing deposits | 51,655,000 | 57,099,000 | 55,842,000 | 53,879,000 |
| Equity capital | 48,634,000 | 50,862,000 | 52,984,000 | 50,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,893,000 | 6,435,000 | 10,116,000 | 13,521,000 |
| Interest expense | 546,000 | 1,300,000 | 2,115,000 | 2,906,000 |
| Net interest income | 2,347,000 | 5,135,000 | 8,001,000 | 10,615,000 |
| Noninterest income | 23,278,000 | 53,535,000 | 86,381,000 | 114,514,000 |
| Noninterest expense | 25,115,000 | 55,355,000 | 88,095,000 | 119,005,000 |
| Provision for loan losses | 86,000 | 69,000 | 197,000 | -9,000 |
| Pretax income | 424,000 | 3,246,000 | 6,090,000 | 6,133,000 |
| Income tax | 120,000 | 713,000 | 1,486,000 | 1,543,000 |
| Net income | 304,000 | 2,533,000 | 4,604,000 | 4,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,977,000 | 46,386,000 | 49,286,000 | 50,437,000 |
| Total capital | 47,895,000 | 49,276,000 | 52,290,000 | 53,231,000 |
| Risk-weighted assets | 304,619,000 | 355,901,000 | 414,648,000 | 419,486,000 |