Call reports 2015
BANK OF ENGLAND — 2015
What BANK OF ENGLAND reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 363,112,000 | 387,993,000 | 353,890,000 | 318,361,000 |
| Total loans | 306,494,000 | 336,760,000 | 292,951,000 | 257,210,000 |
| Allowance for loan losses | 3,098,000 | 3,421,000 | 3,236,000 | 2,913,000 |
| Securities available for sale | 10,521,000 | 10,501,000 | 10,375,000 | 14,463,000 |
| Securities held to maturity | 15,116,000 | 14,317,000 | 14,946,000 | 14,852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,000,000 | 242,234,000 | 237,960,000 | 234,887,000 |
| Interest-bearing deposits | 180,254,000 | 205,469,000 | 202,308,000 | 197,224,000 |
| Noninterest-bearing deposits | 39,746,000 | 36,765,000 | 35,652,000 | 37,663,000 |
| Equity capital | 35,917,000 | 38,274,000 | 40,754,000 | 38,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,862,000 | 6,225,000 | 9,810,000 | 12,749,000 |
| Interest expense | 339,000 | 751,000 | 1,230,000 | 1,641,000 |
| Net interest income | 2,523,000 | 5,474,000 | 8,580,000 | 11,108,000 |
| Noninterest income | 21,389,000 | 48,167,000 | 73,542,000 | 94,737,000 |
| Noninterest expense | 20,614,000 | 45,998,000 | 70,647,000 | 92,991,000 |
| Provision for loan losses | 81,000 | 615,000 | 509,000 | 639,000 |
| Pretax income | 3,067,000 | 6,878,000 | 10,816,000 | 12,065,000 |
| Income tax | 1,224,000 | 2,781,000 | 4,325,000 | 4,664,000 |
| Net income | 1,843,000 | 4,097,000 | 6,491,000 | 7,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,929,000 | 37,592,000 | 39,719,000 | 37,902,000 |
| Total capital | 37,324,000 | 40,194,000 | 42,204,000 | 40,521,000 |
| Risk-weighted assets | 190,476,000 | 206,872,000 | 197,257,000 | 209,260,000 |