Call reports 2019
FIRST NATIONAL BANK OF GIRARD — 2019
What FIRST NATIONAL BANK OF GIRARD reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 |
|---|---|
| Total assets | 79,070,000 |
| Total loans | 48,402,000 |
| Allowance for loan losses | 730,000 |
| Securities available for sale | 23,681,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 64,675,000 |
| Interest-bearing deposits | 50,492,000 |
| Noninterest-bearing deposits | 14,183,000 |
| Equity capital | 8,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 |
|---|---|
| Interest income | 819,000 |
| Interest expense | 146,000 |
| Net interest income | 673,000 |
| Noninterest income | -50,000 |
| Noninterest expense | 538,000 |
| Provision for loan losses | 50,000 |
| Pretax income | 35,000 |
| Income tax | 125,000 |
| Net income | -90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 |
|---|---|
| Tier 1 capital | 8,753,000 |
| Total capital | 9,342,000 |
| Risk-weighted assets | 47,000,000 |