Call reports 2017
FIRST NATIONAL BANK OF GIRARD — 2017
What FIRST NATIONAL BANK OF GIRARD reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 77,836,000 | 79,956,000 | 79,983,000 | 81,618,000 |
| Total loans | 48,353,000 | 49,326,000 | 48,938,000 | 51,555,000 |
| Allowance for loan losses | 806,000 | 818,000 | 790,000 | 787,000 |
| Securities available for sale | 24,371,000 | 24,927,000 | 25,053,000 | 27,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,926,000 | 65,127,000 | 65,713,000 | 67,633,000 |
| Interest-bearing deposits | 52,579,000 | 52,892,000 | 52,376,000 | 55,230,000 |
| Noninterest-bearing deposits | 11,347,000 | 12,235,000 | 13,337,000 | 12,403,000 |
| Equity capital | 8,751,000 | 8,827,000 | 8,924,000 | 8,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,503,000 | 2,279,000 | 3,074,000 |
| Interest expense | 93,000 | 185,000 | 289,000 | 395,000 |
| Net interest income | 653,000 | 1,318,000 | 1,990,000 | 2,679,000 |
| Noninterest income | 41,000 | 77,000 | 131,000 | 153,000 |
| Noninterest expense | 501,000 | 991,000 | 1,472,000 | 2,015,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 193,000 | 404,000 | 649,000 | 817,000 |
| Income tax | 8,000 | 16,000 | 25,000 | 34,000 |
| Net income | 185,000 | 388,000 | 624,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,757,000 | 8,790,000 | 8,897,000 | 8,935,000 |
| Total capital | 9,349,000 | 9,397,000 | 9,501,000 | 9,568,000 |
| Risk-weighted assets | 47,224,000 | 48,375,000 | 48,127,000 | 50,508,000 |