Call reports 2007
FIRST NATIONAL BANK OF GIRARD — 2007
What FIRST NATIONAL BANK OF GIRARD reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 73,715,000 | 75,624,000 | 76,132,000 | 83,256,000 |
| Total loans | 46,469,000 | 47,601,000 | 47,923,000 | 47,855,000 |
| Allowance for loan losses | 541,000 | 512,000 | 440,000 | 475,000 |
| Securities available for sale | 24,059,000 | 25,562,000 | 24,586,000 | 25,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,386,000 | 58,784,000 | 57,269,000 | 69,078,000 |
| Interest-bearing deposits | 52,327,000 | 50,135,000 | 48,609,000 | 61,202,000 |
| Noninterest-bearing deposits | 7,059,000 | 8,648,000 | 8,659,000 | 7,876,000 |
| Equity capital | 6,964,000 | 7,052,000 | 7,220,000 | 7,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,299,000 | 3,509,000 | 4,754,000 |
| Interest expense | 584,000 | 1,186,000 | 1,820,000 | 2,433,000 |
| Net interest income | 547,000 | 1,113,000 | 1,689,000 | 2,321,000 |
| Noninterest income | 78,000 | 184,000 | 273,000 | 355,000 |
| Noninterest expense | 361,000 | 701,000 | 1,094,000 | 1,552,000 |
| Provision for loan losses | 30,000 | 70,000 | 130,000 | 200,000 |
| Pretax income | 234,000 | 526,000 | 738,000 | 924,000 |
| Income tax | 7,000 | 18,000 | 25,000 | 31,000 |
| Net income | 227,000 | 508,000 | 713,000 | 893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,029,000 | 7,131,000 | 7,167,000 | 7,176,000 |
| Total capital | 7,570,000 | 7,643,000 | 7,607,000 | 7,651,000 |
| Risk-weighted assets | 45,439,000 | 47,236,000 | 47,087,000 | 49,141,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF GIRARD — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.