Call reports 2024
TOWN & COUNTRY BANK — 2024
What TOWN & COUNTRY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 211,059,000 | 216,469,000 | 224,187,000 | 225,794,000 |
| Total loans | 132,437,000 | 142,919,000 | 148,466,000 | 152,531,000 |
| Allowance for loan losses | 1,607,000 | 1,608,000 | 1,608,000 | 1,758,000 |
| Securities available for sale | 61,920,000 | 62,000,000 | 63,381,000 | 59,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,764,000 | 188,666,000 | 183,199,000 | 189,545,000 |
| Interest-bearing deposits | 144,030,000 | 151,001,000 | 148,429,000 | 148,677,000 |
| Noninterest-bearing deposits | 42,734,000 | 37,665,000 | 34,770,000 | 40,868,000 |
| Equity capital | 22,675,000 | 23,421,000 | 25,829,000 | 23,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,956,000 | 6,048,000 | 9,298,000 | 12,523,000 |
| Interest expense | 997,000 | 2,024,000 | 3,164,000 | 4,361,000 |
| Net interest income | 1,959,000 | 4,024,000 | 6,134,000 | 8,162,000 |
| Noninterest income | 136,000 | 287,000 | 456,000 | 621,000 |
| Noninterest expense | 1,212,000 | 2,358,000 | 3,467,000 | 4,641,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 883,000 | 1,953,000 | 3,123,000 | 3,992,000 |
| Income tax | 102,000 | 311,000 | 541,000 | 791,000 |
| Net income | 781,000 | 1,642,000 | 2,582,000 | 3,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,019,000 | 28,691,000 | 29,442,000 | 29,116,000 |