Call reports 2023
TOWN & COUNTRY BANK — 2023
What TOWN & COUNTRY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 198,963,000 | 199,637,000 | 205,371,000 | 220,736,000 |
| Total loans | 110,420,000 | 121,003,000 | 132,275,000 | 140,403,000 |
| Allowance for loan losses | 1,508,000 | 1,508,000 | 1,508,000 | 1,607,000 |
| Securities available for sale | 62,179,000 | 61,459,000 | 59,349,000 | 62,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,249,000 | 177,017,000 | 171,594,000 | 179,908,000 |
| Interest-bearing deposits | 132,940,000 | 135,119,000 | 132,988,000 | 133,484,000 |
| Noninterest-bearing deposits | 43,309,000 | 41,898,000 | 38,606,000 | 46,424,000 |
| Equity capital | 20,954,000 | 21,126,000 | 20,832,000 | 22,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,286,000 | 4,819,000 | 7,536,000 | 10,390,000 |
| Interest expense | 366,000 | 884,000 | 1,538,000 | 2,386,000 |
| Net interest income | 1,920,000 | 3,935,000 | 5,998,000 | 8,004,000 |
| Noninterest income | 131,000 | 270,000 | 425,000 | 563,000 |
| Noninterest expense | 1,092,000 | 2,198,000 | 3,264,000 | 4,354,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 959,000 | 2,007,000 | 3,159,000 | 4,113,000 |
| Income tax | 120,000 | 328,000 | 553,000 | 810,000 |
| Net income | 839,000 | 1,679,000 | 2,606,000 | 3,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,161,000 | 26,811,000 | 27,549,000 | 27,428,000 |