Call reports 2022
TOWN & COUNTRY BANK — 2022
What TOWN & COUNTRY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 193,245,000 | 193,440,000 | 194,466,000 | 192,470,000 |
| Total loans | 105,886,000 | 107,750,000 | 119,015,000 | 120,038,000 |
| Allowance for loan losses | 1,506,000 | 1,507,000 | 1,507,000 | 1,507,000 |
| Securities available for sale | 61,968,000 | 57,452,000 | 57,026,000 | 60,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,774,000 | 172,747,000 | 173,326,000 | 168,331,000 |
| Interest-bearing deposits | 130,090,000 | 133,131,000 | 130,364,000 | 124,264,000 |
| Noninterest-bearing deposits | 39,684,000 | 39,616,000 | 42,962,000 | 44,067,000 |
| Equity capital | 21,633,000 | 19,132,000 | 18,929,000 | 20,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,526,000 | 3,198,000 | 5,131,000 | 7,246,000 |
| Interest expense | 110,000 | 218,000 | 348,000 | 562,000 |
| Net interest income | 1,416,000 | 2,980,000 | 4,783,000 | 6,684,000 |
| Noninterest income | 178,000 | 322,000 | 459,000 | 607,000 |
| Noninterest expense | 1,040,000 | 2,075,000 | 3,027,000 | 4,048,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 554,000 | 1,227,000 | 2,215,000 | 3,243,000 |
| Income tax | 88,000 | 201,000 | 371,000 | 646,000 |
| Net income | 466,000 | 1,026,000 | 1,844,000 | 2,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,198,000 | 24,568,000 | 25,199,000 | 25,510,000 |