Call reports 2021
TOWN & COUNTRY BANK — 2021
What TOWN & COUNTRY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 183,408,000 | 188,113,000 | 185,661,000 | 189,124,000 |
| Total loans | 106,706,000 | 115,052,000 | 118,388,000 | 121,808,000 |
| Allowance for loan losses | 1,503,000 | 1,504,000 | 1,506,000 | 1,506,000 |
| Securities available for sale | 52,483,000 | 56,034,000 | 58,845,000 | 59,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,605,000 | 163,502,000 | 156,588,000 | 157,773,000 |
| Interest-bearing deposits | 121,238,000 | 126,711,000 | 124,229,000 | 120,948,000 |
| Noninterest-bearing deposits | 38,367,000 | 36,791,000 | 32,359,000 | 36,825,000 |
| Equity capital | 23,138,000 | 23,735,000 | 24,155,000 | 23,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,306,000 | 4,251,000 | 5,825,000 | 7,427,000 |
| Interest expense | 158,000 | 295,000 | 424,000 | 547,000 |
| Net interest income | 2,148,000 | 3,956,000 | 5,401,000 | 6,880,000 |
| Noninterest income | 190,000 | 366,000 | 502,000 | 861,000 |
| Noninterest expense | 992,000 | 1,948,000 | 2,915,000 | 3,867,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,346,000 | 2,391,000 | 3,005,000 | 3,906,000 |
| Income tax | 206,000 | 432,000 | 567,000 | 749,000 |
| Net income | 1,140,000 | 1,959,000 | 2,438,000 | 3,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,723,000 | 23,352,000 | 23,643,000 | 23,921,000 |