Call reports 2018
TOWN & COUNTRY BANK — 2018
What TOWN & COUNTRY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 151,552,000 | 159,252,000 | 164,533,000 | 165,375,000 |
| Total loans | 98,089,000 | 106,777,000 | 112,496,000 | 110,641,000 |
| Allowance for loan losses | 1,304,000 | 1,309,000 | 1,360,000 | 1,361,000 |
| Securities available for sale | 41,249,000 | 42,562,000 | 41,915,000 | 41,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,489,000 | 130,268,000 | 128,133,000 | 127,555,000 |
| Interest-bearing deposits | 105,557,000 | 104,991,000 | 102,858,000 | 101,605,000 |
| Noninterest-bearing deposits | 25,932,000 | 25,277,000 | 25,275,000 | 25,950,000 |
| Equity capital | 18,186,000 | 18,596,000 | 18,958,000 | 19,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,604,000 | 3,305,000 | 5,192,000 | 7,127,000 |
| Interest expense | 236,000 | 470,000 | 756,000 | 1,110,000 |
| Net interest income | 1,368,000 | 2,835,000 | 4,436,000 | 6,017,000 |
| Noninterest income | 105,000 | 225,000 | 357,000 | 470,000 |
| Noninterest expense | 869,000 | 1,646,000 | 2,400,000 | 3,321,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 250,000 |
| Pretax income | 610,000 | 1,420,000 | 2,344,000 | 2,917,000 |
| Income tax | 82,000 | 223,000 | 392,000 | 570,000 |
| Net income | 528,000 | 1,197,000 | 1,952,000 | 2,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,014,000 | 19,495,000 | 20,061,000 | 20,014,000 |
| Total capital | 20,318,000 | 20,804,000 | 21,421,000 | 21,375,000 |
| Risk-weighted assets | 127,600,000 | 133,380,000 | 140,538,000 | 139,352,000 |