Call reports 2017
TOWN & COUNTRY BANK — 2017
What TOWN & COUNTRY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 151,647,000 | 158,596,000 | 162,389,000 | 162,698,000 |
| Total loans | 99,927,000 | 109,610,000 | 111,186,000 | 110,328,000 |
| Allowance for loan losses | 1,309,000 | 1,308,000 | 1,301,000 | 1,302,000 |
| Securities available for sale | 42,241,000 | 39,087,000 | 40,599,000 | 40,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,735,000 | 127,470,000 | 125,043,000 | 124,547,000 |
| Interest-bearing deposits | 101,335,000 | 102,596,000 | 101,469,000 | 99,230,000 |
| Noninterest-bearing deposits | 22,400,000 | 24,874,000 | 23,574,000 | 25,317,000 |
| Equity capital | 17,569,000 | 18,212,000 | 18,646,000 | 18,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,479,000 | 3,101,000 | 4,829,000 | 6,555,000 |
| Interest expense | 186,000 | 393,000 | 629,000 | 877,000 |
| Net interest income | 1,293,000 | 2,708,000 | 4,200,000 | 5,678,000 |
| Noninterest income | 106,000 | 226,000 | 354,000 | 480,000 |
| Noninterest expense | 872,000 | 1,648,000 | 2,350,000 | 3,176,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 527,000 | 1,285,000 | 2,203,000 | 2,812,000 |
| Income tax | 97,000 | 312,000 | 578,000 | 954,000 |
| Net income | 430,000 | 973,000 | 1,625,000 | 1,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,941,000 | 18,294,000 | 18,757,000 | 18,676,000 |
| Total capital | 19,250,000 | 19,602,000 | 20,058,000 | 19,978,000 |
| Risk-weighted assets | 126,551,000 | 134,831,000 | 137,169,000 | 137,555,000 |