Call reports 2012
TOWN & COUNTRY BANK — 2012
What TOWN & COUNTRY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 138,810,000 | 139,969,000 | 142,141,000 | 143,115,000 |
| Total loans | 80,459,000 | 90,092,000 | 91,081,000 | 90,495,000 |
| Allowance for loan losses | 1,025,000 | 1,025,000 | 1,025,000 | 1,025,000 |
| Securities available for sale | 37,773,000 | 41,625,000 | 37,240,000 | 41,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,168,000 | 110,392,000 | 111,638,000 | 118,969,000 |
| Interest-bearing deposits | 92,242,000 | 93,941,000 | 93,704,000 | 94,501,000 |
| Noninterest-bearing deposits | 18,926,000 | 16,451,000 | 17,934,000 | 24,468,000 |
| Equity capital | 13,674,000 | 14,002,000 | 14,343,000 | 14,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,848,000 | 4,337,000 | 5,674,000 |
| Interest expense | 314,000 | 631,000 | 954,000 | 1,200,000 |
| Net interest income | 1,112,000 | 2,217,000 | 3,383,000 | 4,474,000 |
| Noninterest income | 130,000 | 296,000 | 459,000 | 586,000 |
| Noninterest expense | 676,000 | 1,300,000 | 1,891,000 | 2,680,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 608,000 | 1,272,000 | 2,025,000 | 2,456,000 |
| Income tax | 117,000 | 302,000 | 518,000 | 712,000 |
| Net income | 491,000 | 970,000 | 1,507,000 | 1,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,110,000 | 13,400,000 | 13,748,000 | 13,670,000 |
| Total capital | 14,135,000 | 14,425,000 | 14,773,000 | 14,695,000 |
| Risk-weighted assets | 96,496,000 | 104,258,000 | 105,944,000 | 105,784,000 |