Call reports 2011
TOWN & COUNTRY BANK — 2011
What TOWN & COUNTRY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 121,973,000 | 125,823,000 | 133,712,000 | 131,058,000 |
| Total loans | 75,574,000 | 84,221,000 | 92,281,000 | 90,806,000 |
| Allowance for loan losses | 972,000 | 975,000 | 975,000 | 1,025,000 |
| Securities available for sale | 35,338,000 | 33,868,000 | 32,390,000 | 31,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,568,000 | 100,659,000 | 99,449,000 | 103,075,000 |
| Interest-bearing deposits | 85,155,000 | 86,402,000 | 84,427,000 | 86,793,000 |
| Noninterest-bearing deposits | 14,413,000 | 14,257,000 | 15,022,000 | 16,282,000 |
| Equity capital | 12,465,000 | 13,033,000 | 13,513,000 | 13,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,345,000 | 2,799,000 | 4,341,000 | 5,869,000 |
| Interest expense | 342,000 | 702,000 | 1,060,000 | 1,401,000 |
| Net interest income | 1,003,000 | 2,097,000 | 3,281,000 | 4,468,000 |
| Noninterest income | 121,000 | 245,000 | 376,000 | 490,000 |
| Noninterest expense | 651,000 | 1,274,000 | 1,879,000 | 2,635,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 473,000 | 1,098,000 | 1,808,000 | 2,283,000 |
| Income tax | 72,000 | 249,000 | 443,000 | 636,000 |
| Net income | 401,000 | 849,000 | 1,365,000 | 1,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,192,000 | 12,451,000 | 12,778,000 | 12,745,000 |
| Total capital | 13,164,000 | 13,426,000 | 13,753,000 | 13,770,000 |
| Risk-weighted assets | 89,566,000 | 97,695,000 | 105,512,000 | 101,265,000 |