Call reports 2023
VICTORY BANK — 2023
What VICTORY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 115,621,000 | 121,752,000 | 120,671,000 | 122,692,000 |
| Total loans | 26,344,000 | 32,359,000 | 34,928,000 | 47,105,000 |
| Allowance for loan losses | 423,000 | 435,000 | 424,000 | 554,000 |
| Securities available for sale | 24,960,000 | 34,859,000 | 33,314,000 | 34,929,000 |
| Securities held to maturity | 6,562,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,309,000 | 90,238,000 | 89,660,000 | 91,319,000 |
| Interest-bearing deposits | 40,780,000 | 44,200,000 | 45,426,000 | 47,288,000 |
| Noninterest-bearing deposits | 43,529,000 | 46,038,000 | 44,234,000 | 44,031,000 |
| Equity capital | 29,934,000 | 30,008,000 | 29,516,000 | 30,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 2,224,000 | 3,820,000 | 5,561,000 |
| Interest expense | 42,000 | 136,000 | 269,000 | 477,000 |
| Net interest income | 735,000 | 2,088,000 | 3,551,000 | 5,084,000 |
| Noninterest income | 86,000 | 220,000 | 353,000 | 476,000 |
| Noninterest expense | 559,000 | 1,640,000 | 2,895,000 | 4,887,000 |
| Provision for loan losses | 423,000 | 449,000 | 456,000 | 592,000 |
| Pretax income | -161,000 | 159,000 | 493,000 | -35,000 |
| Income tax | -81,000 | 29,000 | 90,000 | -89,000 |
| Net income | -80,000 | 130,000 | 403,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,583,000 | 26,025,000 | 26,520,000 | 26,441,000 |
| Total capital | — | 26,460,000 | 26,943,000 | 27,051,000 |
| Risk-weighted assets | — | 49,297,000 | 51,611,000 | 61,925,000 |
Machine access — free, no API key
Every figure shown here about VICTORY BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.