Call reports 2021
VICTORY BANK — 2021
What VICTORY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 66,349,000 | 71,240,000 | 70,597,000 | 73,447,000 |
| Total loans | 26,162,000 | 30,226,000 | 29,254,000 | 29,896,000 |
| Allowance for loan losses | 326,000 | 336,000 | 346,000 | 296,000 |
| Securities available for sale | 3,516,000 | 3,473,000 | 4,292,000 | 4,189,000 |
| Securities held to maturity | 10,573,000 | 10,356,000 | 9,392,000 | 9,285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,453,000 | 64,203,000 | 63,460,000 | 66,437,000 |
| Interest-bearing deposits | 37,874,000 | 41,285,000 | 40,258,000 | 40,446,000 |
| Noninterest-bearing deposits | 21,579,000 | 22,918,000 | 23,202,000 | 25,991,000 |
| Equity capital | 6,376,000 | 6,467,000 | 6,585,000 | 6,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 1,092,000 | 1,600,000 | 2,106,000 |
| Interest expense | 14,000 | 29,000 | 43,000 | 55,000 |
| Net interest income | 530,000 | 1,063,000 | 1,557,000 | 2,051,000 |
| Noninterest income | 133,000 | 260,000 | 400,000 | 541,000 |
| Noninterest expense | 491,000 | 986,000 | 1,458,000 | 2,057,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 185,000 | 335,000 | 484,000 | 504,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 335,000 | 484,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,279,000 | 6,371,000 | 6,497,000 | 6,417,000 |
| Total capital | 6,605,000 | — | 6,843,000 | 6,713,000 |
| Risk-weighted assets | 33,708,000 | — | 36,607,000 | 37,730,000 |