Call reports 2018
VICTORY BANK — 2018
What VICTORY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 60,046,000 | 62,038,000 | 61,047,000 | 63,621,000 |
| Total loans | 18,441,000 | 20,100,000 | 22,355,000 | 24,688,000 |
| Allowance for loan losses | 261,000 | 260,000 | 273,000 | 277,000 |
| Securities available for sale | 4,065,000 | 4,661,000 | 4,100,000 | 3,965,000 |
| Securities held to maturity | 14,236,000 | 15,570,000 | 14,353,000 | 14,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,598,000 | 56,456,000 | 55,324,000 | 57,832,000 |
| Interest-bearing deposits | 38,327,000 | 39,435,000 | 38,530,000 | 39,569,000 |
| Noninterest-bearing deposits | 16,271,000 | 17,021,000 | 16,794,000 | 18,263,000 |
| Equity capital | 5,073,000 | 5,191,000 | 5,321,000 | 5,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 969,000 | 1,513,000 | 2,125,000 |
| Interest expense | 26,000 | 55,000 | 89,000 | 131,000 |
| Net interest income | 438,000 | 914,000 | 1,424,000 | 1,994,000 |
| Noninterest income | 150,000 | 303,000 | 453,000 | 608,000 |
| Noninterest expense | 417,000 | 867,000 | 1,369,000 | 1,931,000 |
| Provision for loan losses | 0 | 5,000 | 20,000 | 35,000 |
| Pretax income | 171,000 | 345,000 | 488,000 | 636,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 345,000 | 488,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,078,000 | 5,208,000 | 5,352,000 | 5,326,000 |
| Total capital | 5,339,000 | 5,468,000 | 5,625,000 | 5,603,000 |
| Risk-weighted assets | 26,852,000 | 29,181,000 | 31,676,000 | 32,224,000 |