Call reports 2007
VICTORY BANK — 2007
What VICTORY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 27,885,000 | 28,866,000 | 30,159,000 | 30,692,000 |
| Total loans | 12,178,000 | 13,257,000 | 13,248,000 | 13,475,000 |
| Allowance for loan losses | 227,000 | 228,000 | 228,000 | 234,000 |
| Securities available for sale | 741,000 | 1,483,000 | 2,023,000 | 3,792,000 |
| Securities held to maturity | 7,562,000 | 6,833,000 | 6,084,000 | 4,480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,425,000 | 26,319,000 | 27,519,000 | 28,028,000 |
| Interest-bearing deposits | 19,214,000 | 19,372,000 | 15,299,000 | 20,070,000 |
| Noninterest-bearing deposits | 6,211,000 | 6,947,000 | 12,220,000 | 7,958,000 |
| Equity capital | 2,255,000 | 2,331,000 | 2,421,000 | 2,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 917,000 | 1,403,000 | 1,883,000 |
| Interest expense | 158,000 | 324,000 | 492,000 | 661,000 |
| Net interest income | 305,000 | 593,000 | 911,000 | 1,222,000 |
| Noninterest income | 104,000 | 199,000 | 305,000 | 396,000 |
| Noninterest expense | 255,000 | 519,000 | 826,000 | 1,158,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 20,000 |
| Pretax income | 154,000 | 265,000 | 382,000 | 440,000 |
| Income tax | 43,000 | 73,000 | 105,000 | 137,000 |
| Net income | 111,000 | 192,000 | 277,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,260,000 | 2,341,000 | 2,426,000 | 2,427,000 |
| Total capital | 2,447,000 | 2,545,000 | 2,625,000 | 2,620,000 |
| Risk-weighted assets | 15,113,000 | 16,276,000 | 15,558,000 | 15,489,000 |
Machine access — free, no API key
Every figure shown here about VICTORY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.