Call reports 2005
VICTORY BANK — 2005
What VICTORY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 25,094,000 | 24,241,000 | 24,511,000 | 25,519,000 |
| Total loans | 11,595,000 | 12,741,000 | 12,861,000 | 12,401,000 |
| Allowance for loan losses | 227,000 | 227,000 | 229,000 | 230,000 |
| Securities available for sale | 497,000 | 740,000 | 739,000 | 735,000 |
| Securities held to maturity | 6,500,000 | 6,650,000 | 6,647,000 | 6,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,134,000 | 22,214,000 | 22,420,000 | 23,444,000 |
| Interest-bearing deposits | 17,307,000 | 17,054,000 | 16,718,000 | 16,436,000 |
| Noninterest-bearing deposits | 5,827,000 | 5,160,000 | 5,702,000 | 7,008,000 |
| Equity capital | 1,871,000 | 1,914,000 | 1,976,000 | 1,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 679,000 | 1,044,000 | 1,407,000 |
| Interest expense | 73,000 | 140,000 | 226,000 | 313,000 |
| Net interest income | 263,000 | 539,000 | 818,000 | 1,094,000 |
| Noninterest income | 56,000 | 119,000 | 214,000 | 313,000 |
| Noninterest expense | 269,000 | 547,000 | 826,000 | 1,180,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 20,000 |
| Pretax income | 50,000 | 111,000 | 196,000 | 207,000 |
| Income tax | 17,000 | 28,000 | 51,000 | 60,000 |
| Net income | 33,000 | 83,000 | 145,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,871,000 | 1,924,000 | 1,988,000 | 1,964,000 |
| Total capital | 2,043,000 | 2,095,000 | 2,171,000 | 2,143,000 |
| Risk-weighted assets | 13,671,000 | 14,440,000 | 14,562,000 | 14,230,000 |
Machine access — free, no API key
Every figure shown here about VICTORY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.