Call reports 2004
VICTORY BANK — 2004
What VICTORY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 23,584,000 | 23,704,000 | 24,299,000 | 24,335,000 |
| Total loans | 11,038,000 | 11,171,000 | 11,786,000 | 12,260,000 |
| Allowance for loan losses | 227,000 | 241,000 | 238,000 | 229,000 |
| Securities available for sale | 0 | 0 | 0 | 750,000 |
| Securities held to maturity | 7,261,000 | 8,510,000 | 7,509,000 | 6,253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,764,000 | 21,822,000 | 22,359,000 | 22,406,000 |
| Interest-bearing deposits | 17,592,000 | 17,429,000 | 17,868,000 | 16,618,000 |
| Noninterest-bearing deposits | 4,172,000 | 4,393,000 | 4,491,000 | 5,788,000 |
| Equity capital | 1,744,000 | 1,793,000 | 1,845,000 | 1,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 622,000 | 953,000 | 1,289,000 |
| Interest expense | 60,000 | 118,000 | 175,000 | 236,000 |
| Net interest income | 242,000 | 504,000 | 778,000 | 1,053,000 |
| Noninterest income | 65,000 | 129,000 | 208,000 | 274,000 |
| Noninterest expense | 245,000 | 506,000 | 789,000 | 1,105,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 127,000 | 197,000 | 222,000 |
| Income tax | 17,000 | 34,000 | 51,000 | 68,000 |
| Net income | 45,000 | 93,000 | 146,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,744,000 | 1,793,000 | 1,845,000 | 1,838,000 |
| Total capital | 1,897,000 | 1,951,000 | 2,012,000 | 2,013,000 |
| Risk-weighted assets | 12,520,000 | 12,588,000 | 13,280,000 | 13,950,000 |
Machine access — free, no API key
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