Call reports 2016
AMERICAN CHARTERED BANK — 2016
What AMERICAN CHARTERED BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 2,803,533,000 | 2,774,526,000 |
| Total loans | 2,030,126,000 | 2,010,949,000 |
| Allowance for loan losses | 26,054,000 | 25,954,000 |
| Securities available for sale | 248,950,000 | 243,911,000 |
| Securities held to maturity | 265,837,000 | 256,338,000 |
| Trading assets | 3,919,000 | 5,074,000 |
| Total deposits | 2,401,129,000 | 2,358,619,000 |
| Interest-bearing deposits | 1,145,327,000 | 1,136,451,000 |
| Noninterest-bearing deposits | 1,255,802,000 | 1,222,168,000 |
| Equity capital | 243,456,000 | 252,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 25,399,000 | 50,403,000 |
| Interest expense | 896,000 | 1,802,000 |
| Net interest income | 24,503,000 | 48,601,000 |
| Noninterest income | 4,615,000 | 9,506,000 |
| Noninterest expense | 14,464,000 | 28,867,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 |
| Pretax income | 13,154,000 | 26,240,000 |
| Income tax | 5,090,000 | 10,243,000 |
| Net income | 8,064,000 | 15,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 247,557,000 | 255,537,000 |
| Total capital | 273,611,000 | 281,491,000 |
| Risk-weighted assets | 2,182,242,000 | 2,173,395,000 |