Call reports 2009
AMERICAN CHARTERED BANK — 2009
What AMERICAN CHARTERED BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 3,077,744,000 | 2,769,529,000 | 2,794,535,000 | 2,732,065,000 |
| Total loans | 2,160,217,000 | 2,077,135,000 | 1,989,522,000 | 1,882,194,000 |
| Allowance for loan losses | 26,656,000 | 32,759,000 | 31,744,000 | 47,738,000 |
| Securities available for sale | 676,479,000 | 510,936,000 | 569,067,000 | 620,177,000 |
| Securities held to maturity | 18,017,000 | 16,872,000 | 16,064,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,469,473,000 | 2,298,283,000 | 2,254,683,000 | 2,171,015,000 |
| Interest-bearing deposits | 2,029,250,000 | 1,850,455,000 | 1,773,141,000 | 1,955,864,000 |
| Noninterest-bearing deposits | 440,223,000 | 447,828,000 | 481,543,000 | 215,151,000 |
| Equity capital | 231,653,000 | 212,831,000 | 221,693,000 | 190,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 37,346,000 | 71,973,000 | 105,893,000 | 137,868,000 |
| Interest expense | 15,994,000 | 30,101,000 | 42,297,000 | 53,045,000 |
| Net interest income | 21,352,000 | 41,872,000 | 63,596,000 | 84,823,000 |
| Noninterest income | 3,910,000 | 6,009,000 | 10,317,000 | 12,682,000 |
| Noninterest expense | 13,027,000 | 30,492,000 | 47,857,000 | 70,233,000 |
| Provision for loan losses | 11,315,000 | 42,565,000 | 48,565,000 | 94,765,000 |
| Pretax income | 7,667,000 | -10,829,000 | -8,022,000 | -44,191,000 |
| Income tax | 2,535,000 | -5,724,000 | -5,172,000 | -20,070,000 |
| Net income | 5,132,000 | -5,105,000 | -2,850,000 | -24,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 222,829,000 | 211,299,000 | 212,287,000 | 187,637,000 |
| Total capital | 249,485,000 | 240,126,000 | 240,067,000 | 213,983,000 |
| Risk-weighted assets | 2,406,104,000 | 2,302,251,000 | 2,217,698,000 | 2,086,302,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN CHARTERED BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.